Merchant Accounts Express was one of the first in the country to offer Internet Merchant Accounts. An Internet Merchant Account is a type of credit card processing account specifically geared to accept web based transactions in real time. Since transactions are effectively 'keyed' into a website by the customer when they checkout, and not swiped, the rates on an Internet merchant account are equivalent to a keyed account, where transactions are keyed into a terminal, such as when orders are taken over the phone.

Beware of other merchant account providers that try to charge you higher rates on an Internet merchant account than a standard keyed account. There should be no difference. At Merchant Accounts Express we do not charge extra for Internet transactions vs. keyed transactions.

The following lists our Internet and Ecommerce merchant account rates where transactions will be processed from a website. Usually a shopping cart is used, but not required.

Internet Discount Rate

Internet Transaction/Batch Fee

Address Verification Fee

Monthly Service/Support/Statement Fee

Voice Authorization Fee
Note: only charged if you call the 800
voice auth line to authorize a transaction.

Surcharge (corporate & international)

Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.

ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.

Annual Fee

Application Fee

Setup Fee

Programming Fee

Monthly Maintenance Fee

Checking Account Change Fee

Overlimit Fee

Authorize.Net Gateway Setup

Authorize.Net Transaction Fee